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Do I have to repay my student loans while I am in school?

January 24, 2024

You can defer payment on your federal student loans if you are enrolled at least half time. Your Unsubsidized Loan will go into repayment six months after you graduate or if you fall below half-time status, take a leave of absence, or withdraw from the program. Most private loans also have deferred payment options while you are in school; however, you will want to check with your loan servicer.

You should be aware that although you can defer payments while you are in school, interest will still accrue on your loan(s). Learn more about repayment timelines.