The aggregate loan limit is the total amount that you may borrow for undergraduate and graduate study. In addition to borrowing limitations based on the cost of attendance for the program, students are also limited in terms of lifetime borrowing. The aggregate loan limit for all federal loans, including undergraduate and graduate study, is $138,500. You may visit the National Student Loan Data System website to view your federal student loan borrowing history. Please note that private education loans are not listed on this site, nor are they included in the calculation.